Mobile banking

From digital ambition to 2M+ customers.

Led the transformation of a major Romanian bank's mobile proposition from initial product development through nationwide adoption.

2M+

users

95%+

digital sales

4.8★

app rating

The case

The context, and what the work involved.

The ambition was to make mobile a channel customers would choose for themselves, and one the bank could sell, serve and grow through, not a digital copy of the branch.

Getting there meant changing the product, the sales model and the organisation around them at the same time.

  • Leading the mobile proposition from initial product development onwards.
  • Shaping the product around what customers needed to do, not around internal structures.
  • Moving sales into digital channels, to the point where more than 95% happened there.
  • Scaling adoption nationwide, to more than 2 million users.
  • Keeping quality high as usage grew, reflected in a 4.8★ app rating.
What it shows

Digital transformation is not a launch. The product, the sales model and the organisation around it have to change together, and someone has to own all three until the numbers move.

Selected experience includes work delivered by the founders in previous executive and consulting roles, alongside engagements delivered through Eleven Consult.

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Other transformations.

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